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How to save money with an HSA Thumbnail

How to save money with an HSA

A Health Savings Account, HSA, is an account that can be opened by individuals who are under high-deductible health plans. The basis of the account is that it has tax advantages and allows individuals to save for certain medical expenses. Read more to find out about the benefits and downsides of HSA's, as well as what medical expenses are covered.

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Are trusts worthwile? Thumbnail

Are trusts worthwile?

Estate planning can be daunting, especially when you consider the various intertwining factors. One commonly asked question is whether trusts are necessary for your estate plan. In this article we will discuss various factors to help you determine whether a trust is right for you.

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How to plan for your child's largest expense: College Thumbnail

How to plan for your child's largest expense: College

Planning for college fees is often neglected or the planning starts too late in an individual’s life. At Vantage Point Financial, we believe that planning for your child’s college tuition is a priority, and thus, have outlined various tips to help you start planning for your child’s college fees and expenses.

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When do you need life insurance? Thumbnail

When do you need life insurance?

Whether you need life insurance depends partly on your stage of life. If you’re younger, you may have less need for coverage. As you move along the path in life, you’ll likely have more of a need. And, as your responsibilities lessen, your need may decrease. Your phase of life affects your life insurance needs. Let’s take a look at your phase and whether buying life insurance now would be beneficial for you.

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